How to Play Keno in Michigan: Club Keno Rules, Prizes, Add-Ons, and Smart Tips for 2026
Michigan runs two separate keno games, and most players don’t know the difference. Club Keno draws 20 numbers every three and a half minutes at over 10,500 retailers statewide, with add-ons like the Kicker multiplier, Plus 3, and The Jack progressive jackpot. Daily Keno draws 22 numbers once per day at 7:29 PM for a $250,000 top prize.
If you’re wondering how to play keno in Michigan, this guide covers both games in full: the rules, every prize table, the January 2025 changes that overhauled Club Keno’s add-on system, where to find retailers, how to claim prizes, and practical tips that keep your sessions fun without emptying your wallet.
- Michigan Club Keno uses the standard 20/80 format (pick 1 to 10 spots, 20 numbers drawn) with drawings every 3.5 minutes at 10,500+ retailers
- As of January 2025, Club Keno added Plus 3 (3 extra numbers drawn after the initial 20, giving you 23 chances to match) and removed the 10x Kicker multiplier, making the Kicker range 1x through 5x
- The Jack progressive jackpot changed from an 8-spot to a 9-spot game in January 2025, starting at $10,000 and growing until won
- Daily Keno is a separate game: pick exactly 10 numbers, 22 are drawn once daily at 7:29 PM, with a $250,000 top prize for matching all 10
- Wager options for Club Keno are $1, $2, $3, $4, $5, $10, or $20, with up to 60 consecutive drawings per ticket
- You must be 18 or older to play; prizes must be claimed within 1 year of the drawing date
Michigan Club Keno: How the Main Game Works
Club Keno is Michigan’s flagship keno product. It launched in 2003 and has become one of the Michigan Lottery’s fastest-growing games, with players collecting more than $394 million in prizes in 2023 alone. Drawings run every three and a half minutes, seven days a week, at licensed retailers across the state.
If you’ve never played keno before, our how to play keno guide covers the universal basics. Here’s how Michigan’s version works specifically.
Step-by-Step: Playing Club Keno
Pick up a Club Keno play slip at any participating Michigan Lottery retailer. Choose between 1 and 10 numbers (spots) from a grid of 1 to 80. You can also select Easy Pick and let the terminal choose random numbers for you. Both methods produce identical odds since every number has the same 25% chance of being drawn. Our best keno numbers guide explains why no selection method is statistically superior.
Choose your wager amount: $1, $2, $3, $4, $5, $10, or $20 per drawing. Select how many consecutive drawings you want to play (1 to 60). The terminal prints your ticket with your numbers and drawing information.
Twenty numbers are drawn from the 80-number pool using a certified RNG. Your payout depends on how many of your spots match the drawn numbers and how much you wagered.
| Game Detail | Michigan Club Keno |
|---|---|
| Number pool | 1 to 80 |
| Numbers drawn | 20 per drawing |
| Spots you can pick | 1 to 10 |
| Wager amounts | $1, $2, $3, $4, $5, $10, $20 |
| Drawing frequency | Every 3.5 minutes |
| Consecutive draws per ticket | Up to 60 |
| Minimum age | 18 |
| Top prize (10-spot, $1 bet) | $250,000 |
| Overall odds of winning | 1 in 19 |
Club Keno Add-Ons: The Kicker, Plus 3, and The Jack
Michigan Club Keno offers three optional add-ons that modify your ticket. As of January 5, 2025, the Michigan Lottery overhauled these features with significant changes. Here’s how each one works in 2026.
The Kicker (Prize Multiplier)
Before each Club Keno drawing, a Kicker number is displayed on screen: 1, 2, 3, 4, or 5. If you purchased the Kicker, your prize (if any) is multiplied by that number.
The cost: the Kicker doubles your base wager. If you bet $2 on Club Keno, the Kicker costs another $2, for $4 total. If you also purchased Plus 3, the Kicker doubles the combined Club Keno + Plus 3 wager.
Plus 3 (Extra Numbers Drawn)
Plus 3 replaced the old “Extra” add-on in January 2025. After the standard 20 Club Keno numbers are drawn, 3 additional numbers are selected from the remaining 60. If you purchased Plus 3, your spots are matched against all 23 numbers instead of just 20. This improves your overall odds of catching enough numbers for a payout.
The cost: Plus 3 doubles your base Club Keno wager (and Kicker wager, if applicable). If you’re playing $1 Club Keno with Plus 3, your total is $2. If you add Kicker on top of that, your total becomes $4.
The Jack (Progressive Jackpot)
The Jack is Club Keno’s progressive jackpot feature. For an additional $1 per drawing, the terminal prints 9 Easy Pick numbers on the bottom of your ticket. These 9 numbers play in the Club Keno drawing separately from your regular spots.
If you match all 9 Jack numbers from the 20 drawn, you win the progressive jackpot. The jackpot starts at $10,000 and grows with each drawing until someone hits it. Smaller prizes are awarded for matching 4 through 8 Jack numbers.
Cost Breakdown: How Add-Ons Stack Up
| Configuration | Cost Per Draw ($1 Base) | What You Get |
|---|---|---|
| Club Keno only | $1 | 20 numbers drawn, standard prizes |
| + Plus 3 | $2 | 23 numbers drawn, better odds |
| + Kicker | $2 | 20 numbers drawn, prizes multiplied 1x to 5x |
| + Plus 3 + Kicker | $4 | 23 numbers drawn + prize multiplier |
| + The Jack | $1 flat | 9 extra Easy Pick numbers, progressive jackpot chance |
| All add-ons | $5 | 23 numbers + multiplier + progressive jackpot |
A $1 base game with all add-ons costs $5 per drawing. Over 17 drawings per hour, that’s $85 per hour. Over a 2-hour session, you’ve spent $170. Plan accordingly.
Michigan Club Keno Prize Table
All prizes below are based on a $1 wager. Multiply by your wager amount for larger bets. The Kicker multiplies these amounts by 1x through 5x.
| Match | 10-Spot | 9-Spot | 8-Spot | 7-Spot | 6-Spot | 5-Spot |
|---|---|---|---|---|---|---|
| 10 | $250,000 | |||||
| 9 | $2,500 | $25,000 | ||||
| 8 | $250 | $2,000 | $10,000 | |||
| 7 | $25 | $100 | $300 | $2,000 | ||
| 6 | $7 | $20 | $50 | $100 | $1,100 | |
| 5 | $2 | $5 | $15 | $11 | $57 | $410 |
| 4 | $2 | $2 | $5 | $7 | $18 | |
| 3 | $1 | $1 | $2 | |||
| 0 | $5 |
| Match | 4-Spot | 3-Spot | 2-Spot | 1-Spot |
|---|---|---|---|---|
| 4 | $72 | |||
| 3 | $5 | $27 | ||
| 2 | $1 | $2 | $11 | |
| 1 | $2 |
Note that the 10-spot game pays $5 for catching zero numbers. The probability of that happening is approximately 1 in 22, making it a real (if small) consolation. To see exact catch probabilities for any spot count, plug your numbers into our keno odds calculator.
Michigan Daily Keno: The Once-a-Day Draw
Michigan also offers a separate game called Daily Keno (sometimes just “Keno”). This is a different product from Club Keno, with different rules.
In Daily Keno, you pick exactly 10 numbers from 1 to 80. The cost is $1 per ticket. One drawing happens per day at 7:29 PM ET. Unlike Club Keno’s 20 drawn numbers, Daily Keno draws 22 numbers, giving you slightly better odds of matching your picks.
| Match | Odds | Prize ($1 Wager) |
|---|---|---|
| 10 of 10 | 1 in 2,546,203 | $250,000 |
| 9 of 10 | 1 in 57,070 | $2,500 |
| 8 of 10 | 1 in 3,115 | $250 |
| 7 of 10 | 1 in 313 | $25 |
| 6 of 10 | 1 in 52 | $7 |
| 0 of 10 | 1 in 32 | $1 |
| 1 of 10 | 1 in 3 | $2 |
Daily Keno is simpler than Club Keno: no add-ons, no Kicker, no Jack, no Plus 3. Just pick your 10 numbers, buy your ticket, and check results after the 7:29 PM drawing. The sales cutoff is approximately 7:08 PM ET (21 minutes before the draw).
Where to Play Keno in Michigan
Michigan offers keno through multiple channels.
Club Keno retailers number over 10,500 across the state. These include bars, restaurants, convenience stores, and other licensed locations. Many feature live Club Keno monitors where you can watch drawings in real time. Use the Michigan Lottery retailer finder to locate the nearest Club Keno location by entering your zip code.
Michigan casinos also offer keno. The 27 casinos across the state (including MGM Grand Detroit, MotorCity Casino Hotel, and tribal gaming facilities) offer various keno formats, often with their own paytables separate from the Michigan Lottery version.
Online play is available through the official Michigan Lottery website and app. Michigan residents (18 or older, physically located within state lines) can play online keno-style games including instant win keno variants. Club Keno itself is primarily an in-store game, but you can watch drawings and check results online.
How to Claim Your Michigan Keno Prize
Prize claim requirements depend on the amount.
Prizes of $600 or less can be claimed at any Michigan Lottery retailer. Walk in with your winning ticket and they’ll pay you on the spot. Prizes between $601 and $50,000 can be claimed at Michigan Lottery regional offices or mailed to the Lottery headquarters.
For prizes over $50,000, you’ll need to visit a Michigan Lottery office in person.
Regardless of the amount, you’ll need your original winning ticket, a valid photo ID, and your Social Security number. Prizes must be claimed within 1 year of the drawing date. Don’t lose your ticket, and sign the back of it immediately after purchase.
Smart Tips for Michigan Keno Players
Here’s what I recommend considering for your next keno session:
Pick 4 to 8 Spots on Club Keno
The sweet spot for most players. Fewer than 4 spots produces tiny payouts. More than 8 spots requires lottery-level luck to catch enough for meaningful prizes. The 5-spot through 7-spot range is where experienced Michigan Keno players tend to settle. Our how to win at keno guide covers spot selection strategy and the reduced system technique in detail.
Understand Plus 3 Before Buying It
Plus 3 improves your odds of catching by adding 3 extra numbers (23 total instead of 20). But it doubles your cost per drawing. Run the math on your session: 20 drawings at $1 = $20. Twenty drawings at $2 (with Plus 3) = $40. Are you comfortable spending twice as much for marginally better catch rates? For some players the answer is yes. For budget-conscious players, skipping Plus 3 and playing twice as many drawings instead may be the smarter move.
Use the Michigan Lottery App
Download the Michigan Lottery app to watch drawings live, check results by draw number, and find retailers near you. If you buy a multi-draw ticket (up to 60 consecutive draws), you can leave the bar and follow your results from anywhere in Michigan.
Don’t Confuse Club Keno with Daily Keno
These are separate games with different rules, prize tables, and drawing frequencies. Club Keno draws every 3.5 minutes with 1 to 10 spots and add-on options. Daily Keno draws once at 7:29 PM with exactly 10 spots and no add-ons. The paytables look similar but aren’t identical. Know which game you’re buying into.
Approach A: Play $1 on a 6-spot ticket, no add-ons, for 30 drawings. Total cost: $30. You’ll catch 3-of-6 roughly 6 to 7 times ($1 each), catch 4-of-6 once or twice ($7 each), and likely catch 5-of-6 or 6-of-6 zero times. Expected return: roughly $13 to $21. Net loss: roughly $9 to $17.
Approach B: Play $1 on a 6-spot ticket with Kicker, for 15 drawings. Total cost: $30. Same catch frequency per drawing, but if the Kicker lands on 3x, 4x, or 5x during a catch, your payout triples or more. The risk: 15 drawings instead of 30 means fewer chances to catch, and the Kicker often lands on 1x (no boost).
Neither approach changes the house edge. Approach A gives you more drawings. Approach B gives you more volatility. Pick the one that matches your personality.
How to Play Keno in Michigan FAQs
Club Keno draws 20 numbers every 3.5 minutes at 10,500+ retailers, lets you pick 1 to 10 spots, offers add-ons (Kicker, Plus 3, The Jack), and accepts wagers from $1 to $20. Daily Keno draws 22 numbers once per day at 7:29 PM, requires exactly 10 spots, has no add-ons, and costs $1 per play. They have separate prize tables despite similar structures.
The base game costs $1, $2, $3, $4, $5, $10, or $20 per drawing. Adding the Kicker doubles your base wager. Adding Plus 3 doubles the combined base + Kicker wager. The Jack costs a flat $1 per drawing. A $1 base game with all three add-ons costs $5 per drawing. You can play up to 60 consecutive drawings on one ticket.
The Kicker is a prize multiplier add-on that doubles your base wager. Before each drawing, a Kicker number (1, 2, 3, 4, or 5) is randomly selected. If you purchased the Kicker and win, your prize is multiplied by that number. As of January 2025, the 10x Kicker was removed, making 2x through 5x more frequent. The Kicker does not apply to The Jack prizes.
Plus 3 is an add-on that launched in January 2025, replacing the old “Extra” feature. After the standard 20 numbers are drawn, 3 additional numbers are selected from the remaining 60. If you purchased Plus 3, your spots are matched against all 23 numbers instead of 20, giving you better overall odds of catching. Plus 3 doubles your base Club Keno wager.
Club Keno is available at over 10,500 Michigan Lottery retailers statewide, including bars, restaurants, and convenience stores. Use the Michigan Lottery retailer finder to locate the nearest location. Many locations feature Club Keno monitors for watching live drawings. You can also watch drawings online through the Michigan Lottery website.
You have 1 year from the drawing date to claim your prize. Prizes of $600 or less can be claimed at any Michigan Lottery retailer. Larger prizes require a visit to a Michigan Lottery office or mailing your ticket to headquarters. Always sign the back of your ticket immediately after purchase, and bring your original ticket and photo ID when claiming.
